Mar 18, 2021

Posted by & filed under Credit.

Congratulations to our newest designation recipients from the latest exam. Are you interested in education and getting a designation? Check out this guide on the certification program. If you have any questions contact Shawna Kelly.

Alaina Worden, CCE, CECO Inc

Shilo Stevens, CBF, Keen Inc

Natalie Gondry, CBA, Ferguson Enterprises LLC – Reno
Jessica Howard, CBA, Malarkey Roofing Products… Read the rest

Mar 17, 2021

Posted by & filed under Credit.

Chair Jeff Butterfield has called for the 2021 NACM Commercial Services Foundation Annual Meeting to be held on Wednesday, June 16th at 5:30 pm. via Zoom. All lifetime individual, lifetime corporate, and current annual members are invited to attend. We also welcome and encourage anyone interested in the operations and purpose of the foundation to attend and get involved.

The Foundation gave out multiple scholarships in 2020 despite it being an unprecedented year. We look forward to a successful 2021!

At the Annual Meeting, reports regarding the financial condition of the foundation, results of 2020 operations, scholarship reports, election of board members, and the election of officers will occur.

Please RSVP with Shannon Abnal at… Read the rest

Mar 17, 2021

Posted by & filed under Business Credit Journal, Meet the Team.

Frank Sebastian – Account Executive
California Region

Hello! I’m Frank Sebastian and came to NACM-Commercial Services in October ‘20 after taking several months off and previously working for Reebok/Adidas for almost 20 years. I never imagined I would be working for NACM after being a member of several affiliates for 25+ years. Since being here it has been a pleasure reconnecting with familiar credit professionals but also very exciting to meet new credit practitioners as well. I enjoy learning about members/prospects and their companies, then determining how NACM and your organization can best partner.

Personally, I enjoy volunteering for CASA—Court Appointed Special Advocate. I have been doing this for over 5 years. Even though you see a lot of the “bad” in different cases, it is so rewarding when you can assist a child in need or crisis and advocate for them in and out of court.… Read the rest

Mar 17, 2021

Posted by & filed under Credit, UTA.

How Does Our Integrated Solution Work?

UTA provides the tools, technology, and expertise to help merchants integrate their existing ERP, POS, DMS, or Web Application to offer a frictionless payment processing experience.

Interested In Reducing Your Credit Card Processing Fees?

Simplify your payment acceptance channels and improve your bottom line by taking advantage of UTA and Worldpay’s cost effective Credit Card processing solution.

UTA routes your transactions most efficiently by automatically qualifying your transactions for Level 2, Level 3, and Large Ticket Discounts without the need for additional data entry.

What’s more, we offer a comprehensive and compliant surcharging solution that automatically calculates and applies a transaction fee by qualifying each Visa, MasterCard, Discover, and AMEX payment.… Read the rest

Jan 21, 2021

Posted by & filed under Credit.

Don’t be confused or misguided by companies who may appear to be NACM, although are NOT! There is a small company that is targeting NACM members, guiding to a link that leads back to an organization that is not associated with NACM.

The company, NCMA USA / NATIONAL CREDIT MANAGERS ASSOCIATION is not associated with your NACM Commercial Services membership or the services you receive by NACM. Unfortunately, there are pretenders attempting to trade upon the name, success and reputation built by your NACM over a 125 year period. They are attempting to trick you.

Respectfully, we remind all our NACM Commercial Services members to slow down and look carefully at emails soliciting your collection business.… Read the rest

Jan 21, 2021

Posted by & filed under Credit.

When a credit grantor is selling a sole proprietor, partnership, small corporate entity, or has obtained a personal guarantee, you should consider obtaining a consumer report on the owner(s) of that business. Although, the Fair Credit Reporting (FCRA) permits the use of a “consumer credit report” with a permissible purpose, it is recommended that you include the authority to obtain an individual report within the body of the application or as a separate document. If the personal guarantee is part of your credit application there should be a clear delineation from where the credit application ends and the personal guaranty begins. The signature line for the personal guaranty should be separately signed without a designation of title.… Read the rest