Become a member of NACM Commercial Services and gain access to information resources, credit reports, collections support, and education in one convenient location.

Learn more about becoming part of the NACM Commercial Services community.


Dual Membership. NACM National offers additional resources such as a complete resource library; educational offerings; credit conference opportunities; lien services; UCC filings; legislative updates, and much more.

Business Credit Magazine. 10 issues/year of the best source to keep a credit professional up-to-date on latest issues/trends. Published by NACM National.

Business Credit Journal. Keeps a credit person informed of local education, activities, and notifications.

Business Credit App. Download the newest version of credit communications on your electronics for easy access to information on the go.

Education. Classes, Webinars, Seminars, Conferences and Industry Credit Group meetings provide opportunities to enhance your skills in many areas of your professional life.

NACM Scholarships. Member access to scholarships for educational programs, including credit conferences.

Collections. As an authority in debt collection, allow NACM to partner with your company with customized collection strategies to fit your needs providing discounted collection fees with your membership.

10-Day Demand Service. Complimentary collection letter for members.
Credit Resources. Sample forms, books, helpful links, employees with years of experience, and easy access to other professionals to assist with your business needs.

Credit Reports. Multiple resources available from the NACM database, Dun & Bradstreet, Experian, Equifax, and more.

Industry Groups. Over 60 local, regional, and national groups. Groups create a forum for credit professionals who share the same customer base and assist in a lawful exchange of information on credit history and best practices.

Networking Opportunities. Get acquainted at educational and social events with peers in your industry and profession, as well as speakers and educators relevant to your career.

Ask the Expert

This allows you to ask an expert a question. For example:

Q. When a company is “inactive” with the Secretary of State Office, what does that mean for the creditor that is still selling them? If the debtor doesn’t…..?
A. A company can still technically operate even if inactive. Likewise, you can sue and collect from an inactive company. From the customer’s standpoint, it raises questions as to whether or not the principals …

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Industry Groups

An industry group provides peer knowledge, education and training, and networking. Credit professionals from the same industry meet periodically to exchange information, including customer payment history, industry trends, and for professional education. These are fundamental to evaluating credit risk and business success.

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Whether you are earning your certification, taking classes to enhance your job skills, or learning something new, NACM prides itself on offering the best education program in the country for credit and collection professionals.
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Data Contribution

Firms of all sizes and industries share their customers’ credit experience. These experiences are merged to create the individual customer’s credit report. These tradelines add to the overall picture of a firm’s financial health, impact the company’s credit score, and allow report users to make better-informed credit decisions.
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