CIC Credit Provides

• The owner of an unincorporated business
• General partners
• Individuals who have guaranteed, in writing, the business obligation
• Individuals who have provided you with written authorization approving your review of their personal credit history
• Tax Return & Income Verification 4506-T

NACM Commercial Services believes you should always obtain written permission to access consumer data. We advise you check with your legal counsel with questions.

NACM Commercial Services provides access to the following consumer credit reports:

Experian Business Owner Profile

This consumer credit report may be used in conjunction with the BPR when you are relying on the principal’s creditworthiness to extend credit. This report can be ordered by itself or in combo with any other Experian report.

Sample Business Owner Profile (BOP)

CIC Credit Login: https://cic.meridianlink.com/custom/login.aspx

Note: Each of these products requires separate setup processes and fees to conform to consumer reporting laws and regulations. A fee for a non-invasive business inspection is built into the setup fee for each of these products.