Class Details Navigating California’s New Commercial Debt Collection Laws: Understanding SB 1286 Date: 06/4/2025Start Time: 8:30 AM PTEnd Time: 9:30 AM PT California’s legal landscape is undergoing a significant transformation with the passage of Senate Bill 1286 (SB 1286), signed into law by Governor Newsom. This legislation expands consumer protection laws into the realm of business-to-business (B2B) credit transactions and debt collection, marking a pivotal change for businesses across the state. Despite strong opposition from chambers of commerce and business lobbying groups, SB 1286 introduces sweeping new regulations that will dramatically affect debt collection practices for businesses operating in California.SB 1286 amends the Rosenthal Fair Debt Collection Practices Act (RFDCPA), extending its protections to commercial debts up to $500,000. This means that businesses extending credit to other businesses in California will now be subject to consumer-style regulations, a major shift in how commercial credit and financing transactions are handled. Notably, the law also applies to creditors collecting their own debts in their own name, unlike the federal Fair Debt Collection Practices Act, which only applies to third-party debt collectors.The new legislation is expected to expose businesses to lawsuits for failure to comply with these enhanced consumer protection regulations, potentially impacting even routine transactions. As we begin to analyze the law's implications, this session will provide a comprehensive overview of SB 1286, outline its key provisions, and discuss the broader implications for businesses involved in commercial debt collection and credit transactions.Join us as we explore initial takeaways, potential legal risks, and practical strategies for ensuring compliance with the new law. Instructors: Chris Ng, Samantha Riggen & Taylor JenningsChristopher E Ng is the managing partner-elect of Gibbs Giden Locher Turner Senet & Wittbrodt, LLP. He is a member of the firm’s Business and Commercial Law and Construction Law Departments where he primarily represents private and publicly-held companies in a wide range of business, commercial and construction transactions and disputes. Chris, a member of the State Bar of California and District of Columbia and licensed to practice in all California state and federal courts, is also an educator, active speaker, published author and frequent contributor to local, regional and national legal publications. For more than a decade, Chris has served as an adjunct professor and lecturer at Pepperdine University, California State University (Northridge), and Loyola Law School (Los Angeles).Samantha Riggen is a partner in the Westlake Village office of Gibbs Giden where she represents clients in all areas of business and commercial matters with an emphasis on construction litigation. Her construction practice includes the prosecution and defense of claims arising out of both public and private projects. She is experienced in contractual disputes, mechanic’s liens, and stop payment notice and bond claims. Samantha counsels clients through all phases of litigation, including pre-litigation analysis, negotiations, mediation, arbitration, and settlement. She helps client obtain favorable judgments and has substantial experience is enforcing judgments through various collection remedies.Taylor Jennings is currently the firms newest associate at Gibbs Giden’s Westlake Office. Mr. Jennings graduated from Pepperdine Caruso School of Law last May in the top 5 percent of his class. While in law school, he externed for a federal and a California state court judge; worked for a professor as a Research Assistant on antitrust and consumer and data privacy publications; and served as an editor on Law Review. Since joining Gibbs Giden as a summer associate in 2023, Mr. Jennings has worked on a variety of matters, with an emphasis on commercial, construction, and real estate litigation. Event Sponsor: NACM Commercial Services Course Level: I - Intermediate Credits: CEU: 0.100 CCE: 0.100 Location: Webinar Price: Members: $45.00 Non-Members: $75.00 *Price is for admission only. Some events, especially college credit classes, have additional costs associated with materials, such as text books. See the event comments above for more details. Membership discount eligibility is at the discretion of the event sponsor. Cancellations will be accepted for full refund no later than five working days prior to event — substitute attendees accepted up to day of event.