Regional Groups
NACM Commercial Services regional groups connect credit professionals within specific geographic areas, fostering collaboration and local networking. These groups offer members the opportunity to discuss region-specific challenges, share best practices, and gain insights into local economic trends.
Regional Group Coverage
These industry groups provide a platform for businesses within the same industry to collaborate, share credit information, and exchange best practices.Â
California Metals
California Metals Membership: Firms in stocking metals service center involved in the mill production and/or distribution of metal products and distribution of such metal products. Members should be regional or national in scope.Â
Coverage Area: Regional – California, Southwest
Services Provided: Credit Report Book, Alert System, 50 Free Group Reports per year with Poll My Group access.
Meetings: Face-to-face meetings are held in Southern California every other month, on the even months of the year. Members may participate via videoconference.
Administrator: Kathy Linscott, CGAÂ
klinscott@nacmcs.org
Montana Suppliers
Montana Suppliers Membership: Companies which are involved in any general industry in Montana.
Coverage Area: Montana
Services Provided: Credit Report Book, Alert System
Meetings:Â Quarterly meetings are held via videoconference
Administrator: Emily Marshall, CGA, emarshall@nacmcs.org
Pacific Southwest Regional Construction
Pacific Southwest Regional Construction Membership: Companies in the combined building, construction supplies, equipment and electrical Industry.
Coverage Area: Pacific Southwest
Services Provided: Past Due Book, Alert System
Meetings: Monthly meetings are held via videoconference
Administrator: Clara Nemeth, CCE, CGA, cnemeth@nacmcs.org
Regional Sporting Goods & Apparel
Regional Sporting Goods & Apparel Membership: Any company which manufactures or distributes sporting goods products or services to retail, specialty or department stores.
Coverage Area: National
Services Provided: Credit Report Book, Alert System, 12 Complimentary NACM Trade Reports
Meetings: Bi-monthly meetings in person in Portland, with a virtual attendance option.
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org
Western Advertising Group
Western Advertising Group Membership: Any company in print media, TV, radio, or magazine which is primarily selling to commercial businesses in the Western region.
Coverage Area: National
Services Provided: Credit Report Book, Alert System, 50 Group Reports with Poll My Group access
Meetings: Bi-monthly meetings via videoconferenceÂ
Administrator: Greg Garner, ggarner@nacmcs.org
Western Regional Building Materials
Western Regional Building Materials Membership: Companies that sell in the building materials industry in the Western Region
Coverage Area: Western US
Services Provided: Credit Report Book, Alert System, roundtable discussions, education sessions
Meetings: In person meetings are held 4 times per year as scheduled by the membership
Administrator: Jennifer Walsh, jwalsh@nacmcs.org
East Coast Executive Credit Association (ECA)
East Coast Executive Credit Association (ECA) Membership: Any company from the apparel, footwear, retail, and cosmetics industries which manufactures or distributes products to retail, specialty or department stores with an annual sales minimum of $100,000,000.
Coverage Area: National
Services Provided: Full day meetings include education sessions, roundtable discussions, credit report books. Alert System.
Meetings: Four meetings per year in the Bridgewater, NJ or Newark, NJ areas.Â
Administrator: Frank Sebastian, CGA, fsebastian@nacmcs.org
Mountain West Electrical Suppliers
Mountain West Electrical Suppliers Membership: Any company which primarily manufactures or distributes products or services to the electrical contracting industry.Â
Coverage Area: Mountain West states
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meetings via videoconference
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org
Regional Food Manufacturers
Regional Food Manufacturers Membership: Any company which primarily manufactures or processes food products.Â
Coverage Area: Western Region
Services Provided: Credit Report Book, Alert System
Meetings: Bi-monthly meetings via videoconference.
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org
Southern California Transportation
Southern California Transportation Membership: Any company in fleet service, fuel, parts & repair.
Coverage Area: Regional – California, Southwest
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meeting via videoconference
Administrator: Â Greg Garner, ggarner@nacmcs.org
Western Ag Credit Association
Western Ag Credit Association Membership: Companies that sell regionally or nationally in the agricultural industry.Â
Coverage Area: Western US
Services Provided: Credit Report Book, Alert System
Meetings: In person meetings are held 3 times per year as scheduled by the membership
Administrator: Jennifer Walsh, jwalsh@nacmcs.org
HVAC/Plumbing SoCal
HVAC/Plumbing SoCal Membership: Any company which primarily manufactures or is a wholesale distributor of heating, ventilating, air conditioning, or plumbing products or services to dealers and contractors.Â
Coverage Area: Southern California
Services Provided: Past Due Book of Reports, Credit Report Book, Alert System
Meetings: On the even months of the year via videoconference.
Administrator: Raul Mendoza, CGA, rmendoza@nacmcs.org
Northwest Seed Credit Association
Northwest Seed Credit Association Membership: Any company which manufactures or distributes seed products, nationally or internationally.
Coverage Area: International
Services Provided: Credit Report Book, Alert System
Meetings: Four meetings per year in the Salem, OR area with roundtable discussions and occasional education sessions.
Administrator: Kendall Sun, CGA, ksun@nacmcs.org
Regional Metals Credit Group
Regional Metals Credit Group Membership: Firms involved in stocking metals service center involved in the mill production and/or distribution of metal products and distribution of such metal products. Members should be regional or national in scope.Â
Coverage Area: Western Region, with a focus on the Pacific Northwest
Services Provided: Credit Report Book, Alert System
Meetings: Face-to-face meetings are held in Portland and Seattle, every other month. Members may participate via videoconference.
Administrator: Kathy Linscott, CGA, klinscott@nacmcs.org
Southwest Ag Credit Association
Southwest Ag Credit Association Membership: Companies that sell regionally or nationally in the agricultural industry.Â
Coverage Area: Southwest
Services Provided: Credit Report Book, Alert System
Meetings: In person meetings are held 3 times per year as scheduled by the membership
Administrator: Jennifer Walsh, jwalsh@nacmcs.org
West Coast Apparel & Footwear
West Coast Apparel & Footwear Membership: Any company from the apparel, footwear, or cosmetics industries which manufactures or distributes products to retail, specialty or department stores.Â
Coverage Area: International
Services Provided: Credit Report Book, roundtable discussions, education sessions, Alert System, 12 complimentary National Trade Credit Reports per year.
Meetings: Four half day meetings per year via videoconferenceÂ
Administrator: Greg Garner, CGA, ggarner@nacmcs.org
Group Membership Benefits
An industry group provides peer knowledge, networking, education and training.
These are fundamental to evaluating credit risk and business success.
Networking and
Collaboration
Connect with peers in your industry, fostering networking opportunities and collaboration. Members can share insights, experiences, and challenges related to credit management within their specific industry.
Credit Information
Exchange
Members of industry groups can share credit information on customers and suppliers to make informed credit decisions. This exchange can provide valuable insights into the credit – and payment behaviour of companies within the industry.
Industry-Specific
Insights
Credit professionals from the same industry meet periodically to exchange valuable information, including customer payment history, emerging industry trends, best practices, and opportunities for professional education.
Credit
Reports
Receive NACM business credit reports on the customers
submitted by group members for discussion. The NACM
database contains more than 10 million tradelines on
businesses nationwide.
Credit Change
Alert System
Provide alerts of potential changes in creditworthiness,
(for example, slowing trend, credit withdrawn, change in ownership, assignment for collection, NSF checks) to other group members.
Peer-To-Peer
Forum Access
NACMCS has a dedicated online forum for your industry. This powerful social networking tool allows you to easily connect, share insights, exchange ideas, and collaborate with knowledgeable peers online.
Not a NACMCS Member?
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Exclusive Membership Access
Join an exclusive community for credit & finance professionals fostering growth and collaboration.
Business Credit Services
Competitive range of credit reports and services to support informed decisions.
Decision Tools
Interested in automating functions of your credit department? We can help!
Industry Credit Groups
A platform for businesses in the same industry to collaborate and share credit information.
Expert Collection Experience
Unparalleled knowledge and skills with over a century of expertise in collections.
Nonstop Education & Trainings
Unique programs focused specifically on your needs and knowledge level.
NACM Commercial Services provides membership benefits to support the growth and success of credit and financial professionals.
faq
Industry Groups
What is an Industry Group?
An Industry Group is an association of credit professionals from the same industry who meet regularly to exchange credit information. Group members exchange data, including customer payment history, best practices, roundtables, and professional education.
How often do groups meet?Â
Group schedules vary depending on member needs. Groups may meet monthly, quarterly, or various other frequencies determined by the group.
How much do groups cost?Â
Group fees vary and cover the meeting costs and may have additional costs for meals, speakers, and incidentals.Â
Who can attend Industry Groups?
Credit personnel may attend industry groups. Sales staff may not participate. All information shared in the group setting must remain confidential and may only be used by the credit department.Â
What is Antitrust, and how does it protect my firm in a credit group situation?
Antitrust laws promote business and limit monopolies and anti-competitive behavior. NACM strictly monitors our groups to avoid conversations on price, terms, and market allocation among competitors.Â
faq
A/R Data Contribution
What information should be included in a data contribution file?Â
We need some basic information on your customers, like their name and address, along with their balance info. Request a complete list of required items.
How often do I have to report?Â
Data should be contributed on a monthly basis.
Do I have to report on all customers?Â
Yes. You may exclude a handful of customers for special reasons (for example, internal accounts, employee accounts, or special pricing circumstances), but you must generally report on all customers.Â
I only want to report on my past dues!Â
Many businesses wonder why they must report on all customers. Commercial credit bureaus are building strong, consistent, and fair credit reports for all businesses. If firms reported only on their past due or hand-selected accounts, the goal could not be accomplished. Prompt-paying firms might have no credit report at all. Reporting on all customers is in the credit community’s best interest.Â
How do I get started?
Download our Data Contribution Consent Form. This form gives us permission to receive and share your company’s data.
Can I skip reporting on the F.O.B.’s?
You may exclude a few accounts for specific reasons, including F.O.B (friend of boss). We will handle this for you.Â
How do I transmit my file to NACM?Â
We can accept data files via email, FTP, and our website. We prefer website uploads as they allow greater security.Â
Will my customers be mad?Â
Your good customers should not be mad…you are building their positive credit history! Your delinquent customers may not like the contribution of delinquent credit experience, but it should encourage them to pay.Â
What if I don’t have any I.T. support?
While having technical support can certainly help, most systems include tools that allow the average user to export aging data. NACM is available to help determine if your system can export aging information.Â
Can I report international accounts?Â
International accounts may be included; however, some credit bureaus do not accept international accounts and will disregard them.Â
Can I report consumer accounts?Â
We are unable to accept consumer accounts. A sole proprietor doing business under their name is fine to report on.Â
What about my biggest customer? They are always late!Â
You may exclude a few accounts for specific reasons. If your biggest customer is always late and you want to exclude them, we will handle this for you.Â
How much does contributing cost?
Contribution is a complimentary service.Â
Will anyone know I am contributing?
Contributors have the right to remain anonymous. We will not release your company’s name without your permission. Your tradelines will show on credit reports with either your industry code or your NACM member number, depending on the database, not with your company name.Â
Become a Member and Join a credit industry group
NACM Commercial Services offers industry-specific groups or divisions that cater to the unique needs and challenges of different sectors. These industry groups provide specialized resources, networking opportunities, and tailored services to businesses operating within those industries. While the specific industry groups offered by NACM Commercial Services may vary, some common examples include:
