National Groups
NACM Commercial Services national groups bring together credit professionals from diverse industries across the United States to share insights, discuss trends, and address common challenges in credit management. These groups facilitate networking, provide access to valuable industry-specific information, and support members in making informed credit decisions through collaborative discussions and shared experiences.
National Group Coverage
These industry groups provide a platform for businesses within the same industry to collaborate, share credit information, and exchange best practices.Â
International Trade Discussion Group
International Trade Discussion Group Membership: Any firm selling internationally may attend this group.
Coverage Area: International
Services Provided: Monthly education sessions
Meetings: Monthly meetings, except December, via videoconference
Administrator: Clara Nemeth, CCE, CGA, cnemeth@nacmcs.org
National Forest Products (NFPG)
National Forest Products (NFPG) Membership: Any company which is involved in the initial conversion of logs into lumber, plywood and panel products utilized primarily in the commercial and home construction industries and has a minimum annual sales of U.S. $200 million from such forest products in the most recent calendar or fiscal year.
Coverage Area: International
Services Provided: Credit Report Book, Alert System, 175 complimentary Group Reports per year with Poll My Group access, education sessions, roundtable discussions, and debtor presentations.Â
Meetings: Bi-monthly meetings, four via video conference and two full day face-to-face meetings in various locations across the U.S.Â
Administrator: Kathy Linscott, CGA, klinscott@nacmcs.org
National Apparel & Footwear
National Apparel & Footwear Membership: Any company from the apparel, footwear, or cosmetics industries which manufactures or distributes products to retail, specialty or department stores.Â
Coverage Area: International
Services Provided: Credit Report Book, Alert System, 50 Complimentary National Trade Credit Reports per year. Full day meetings with education sessions, roundtable discussions, and debtor presentations.
Meetings: Four meetings per year in various locations across the U.S.
Administrator: Jennifer Walsh, CCE, CGA, jwalsh@nacmcs.org
National Wood Products (NWPG)
National Wood Products (NWPG) Membership: Any company which Is involved in the manufacture of wholesale distribution of hardwoods, softwoods, and specialty forest products and has sales in excess of U.S. $15 million from such forest products in the most recent calendar or the fiscal year prior.
Coverage Area: International
Services Provided: Credit Report Book, Alert System, 50 free Group Reports per year with Poll My Group access, education sessions, roundtable discussions, and debtor presentations.Â
Meetings: Four meetings per year, one via video conference and three full day face-to-face meetings in various locations across the U.S.Â
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org
National Fan & Lighting
National Fan & Lighting Membership: Firms which distribute or manufacture decorative fans, decorative lighting, or commercial lighting.
Coverage Area: National
Services Provided: Credit Report Book, Alert System, Unlimited Group Reports with Poll My Group access
Meetings: Bi-monthly meetings via videoconference.
Administrator: Greg Garner, ggarner@nacmcs.org
North American Retail Industry (NAR)
North American Retail Industry (NAR) Membership: Firms which distribute, manufacture, insure, advertise, or factor for a wide spectrum of retail businesses. Annual sales minimum of $100,000,000.
Coverage Area: International
Services Provided: Credit Report Book, Alert System. Full day meetings with education sessions, roundtable discussions, and debtor presentations.
Meetings: 3 meetings per year in various locations across the U.S.Â
Administrator: Jennifer Walsh, CCE, CGA, jwalsh@nacmcs.org
Group Membership Benefits
An industry group provides peer knowledge, networking, education and training.
These are fundamental to evaluating credit risk and business success.
Networking and
Collaboration
Connect with peers in your industry, fostering networking opportunities and collaboration. Members can share insights, experiences, and challenges related to credit management within their specific industry.
Credit Information
Exchange
Members of industry groups can share credit information on customers and suppliers to make informed credit decisions. This exchange can provide valuable insights into the credit – and payment behaviour of companies within the industry.
Industry-Specific
Insights
Credit professionals from the same industry meet periodically to exchange valuable information, including customer payment history, emerging industry trends, best practices, and opportunities for professional education.
Credit
Reports
Receive NACM business credit reports on the customers
submitted by group members for discussion. The NACM
database contains more than 10 million tradelines on
businesses nationwide.
Credit Change
Alert System
Provide alerts of potential changes in creditworthiness,
(for example, slowing trend, credit withdrawn, change in ownership, assignment for collection, NSF checks) to other group members.
Peer-To-Peer
Forum Access
NACMCS has a dedicated online forum for your industry. This powerful social networking tool allows you to easily connect, share insights, exchange ideas, and collaborate with knowledgeable peers online.
Not a NACMCS Member?
Elevate your credit and collections with NACM Commercial Services! Boost cash flow, reduce risk, and enhance credit management with our expert solutions. Discover the difference today!
Exclusive Membership Access
Join an exclusive community for credit & finance professionals fostering growth and collaboration.
Business Credit Services
Competitive range of credit reports and services to support informed decisions.
Decision Tools
Interested in automating functions of your credit department? We can help!
Industry Credit Groups
A platform for businesses in the same industry to collaborate and share credit information.
Expert Collection Experience
Unparalleled knowledge and skills with over a century of expertise in collections.
Nonstop Education & Trainings
Unique programs focused specifically on your needs and knowledge level.
NACM Commercial Services provides membership benefits to support the growth and success of credit and financial professionals.
faq
Industry Groups
What is an Industry Group?
An Industry Group is an association of credit professionals from the same industry who meet regularly to exchange credit information. Group members exchange data, including customer payment history, best practices, roundtables, and professional education.
How often do groups meet?Â
Group schedules vary depending on member needs. Groups may meet monthly, quarterly, or various other frequencies determined by the group.
How much do groups cost?Â
Group fees vary and cover the meeting costs and may have additional costs for meals, speakers, and incidentals.Â
Who can attend Industry Groups?
Credit personnel may attend industry groups. Sales staff may not participate. All information shared in the group setting must remain confidential and may only be used by the credit department.Â
What is Antitrust, and how does it protect my firm in a credit group situation?
Antitrust laws promote business and limit monopolies and anti-competitive behavior. NACM strictly monitors our groups to avoid conversations on price, terms, and market allocation among competitors.Â
faq
A/R Data Contribution
What information should be included in a data contribution file?Â
We need some basic information on your customers, like their name and address, along with their balance info. Request a complete list of required items.
How often do I have to report?Â
Data should be contributed on a monthly basis.
Do I have to report on all customers?Â
Yes. You may exclude a handful of customers for special reasons (for example, internal accounts, employee accounts, or special pricing circumstances), but you must generally report on all customers.Â
I only want to report on my past dues!Â
Many businesses wonder why they must report on all customers. Commercial credit bureaus are building strong, consistent, and fair credit reports for all businesses. If firms reported only on their past due or hand-selected accounts, the goal could not be accomplished. Prompt-paying firms might have no credit report at all. Reporting on all customers is in the credit community’s best interest.Â
How do I get started?
Download our Data Contribution Consent Form. This form gives us permission to receive and share your company’s data.
Can I skip reporting on the F.O.B.’s?
You may exclude a few accounts for specific reasons, including F.O.B (friend of boss). We will handle this for you.Â
How do I transmit my file to NACM?Â
We can accept data files via email, FTP, and our website. We prefer website uploads as they allow greater security.Â
Will my customers be mad?Â
Your good customers should not be mad…you are building their positive credit history! Your delinquent customers may not like the contribution of delinquent credit experience, but it should encourage them to pay.Â
What if I don’t have any I.T. support?
While having technical support can certainly help, most systems include tools that allow the average user to export aging data. NACM is available to help determine if your system can export aging information.Â
Can I report international accounts?Â
International accounts may be included; however, some credit bureaus do not accept international accounts and will disregard them.Â
Can I report consumer accounts?Â
We are unable to accept consumer accounts. A sole proprietor doing business under their name is fine to report on.Â
What about my biggest customer? They are always late!Â
You may exclude a few accounts for specific reasons. If your biggest customer is always late and you want to exclude them, we will handle this for you.Â
How much does contributing cost?
Contribution is a complimentary service.Â
Will anyone know I am contributing?
Contributors have the right to remain anonymous. We will not release your company’s name without your permission. Your tradelines will show on credit reports with either your industry code or your NACM member number, depending on the database, not with your company name.Â
Become a Member and Join a credit industry group
NACM Commercial Services offers industry-specific groups or divisions that cater to the unique needs and challenges of different sectors. These industry groups provide specialized resources, networking opportunities, and tailored services to businesses operating within those industries. While the specific industry groups offered by NACM Commercial Services may vary, some common examples include:
