Industry Groups

Our groups are designed to address the unique credit and risk management needs of different sectors.

Group Coverage

These industry groups provide a platform for businesses within the same industry to collaborate, share credit information, and exchange best practices.

Choose State

Membership: Firms which distribute or manufacture building materials and suppliers.
Coverage Area: San Diego
Services Provided: Past Due Book of Reports, Alert System
Meetings: Monthly in-person meetings
Administrator: Greg Garner, ggarner@nacmcs.org

Membership: Any company supplying hardscaping supplies, masonry supplies, garden supplies, nursery and farm supplies to landscapers
Coverage Area: San Diego
Services Provided: Past Due Book of Reports, Alert System
Meetings: Monthly meetings via videoconference
Administrator: Raul Mendoza, CGA, rmendoza@nacmcs.org

Membership: Any company in electrical products, supplies, and residential/commercial lighting.
Coverage Area: San Diego
Services Provided: Past Due Book of Reports, Alert System
Meetings: Monthly meetings via videoconference
Administrator: Greg Garner, ggarner@nacmcs.org

Membership: Any firm involved in subcontracting or supplying products/services in the construction industry.
Coverage Area: Northern California
Services Provided: Credit Report Book, Alert System
Meetings: Bi-monthly meetings via videoconference
Administrator: Raul Mendoza, rmendoza@nacmcs.org

Membership: Firms which manufacture or distribute products or services to restaurants, grocers, and institutions 
Coverage Area: Southern California
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meetings via videoconference
Administrator: Raul Mendoza, CGA, rmendoza@nacmcs.org

Membership: Companies which primarily sell in the construction industry. 
Coverage Area: Denver
Services Provided: Credit Report Book, Alert System
Meetings: In person meetings are held bi-monthly in Denver, Colorado, with an option to attend via videoconference. 
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org

Membership: Companies which primarily sell in the metal industry. 
Coverage Area: Denver, mountain states
Services Provided: Credit Report Book, Alert System, Education
Meetings: In person quarterly meetings are held in Denver, Colorado, with an option to attend via videoconference. 
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org

Membership: Companies which primarily sell in the electrical industry. 
Coverage Area: Denver
Services Provided: Credit Report Book, Alert System
Meetings: In person meetings are held bi-monthly in Denver, Colorado, with an option to attend via videoconference. 
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org

Membership: Companies which primarily sell in the flooring industry. 
Coverage Area: Denver
Services Provided: Past Due Book, Alert System
Meetings: Monthly online credit report book posted for review
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org

Membership: Companies which primarily sell in the heavy equipment, transportation and fuel industry. 
Coverage Area: Denver
Services Provided: Discussion, Alert System, Education
Meetings: In person monthly meetings are held in Denver, Colorado, with an option to attend via videoconference. 
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org

Membership: Companies which primarily distribute in the HVAC and plumbing products industry. 
Coverage Area: Boise
Services Provided: Credit Report Book, Alert System
Meetings:  Quarterly meetings are held via videoconference. 
Administrator: Emily Marshall, emarshall@nacmcs.org

Membership: Companies which primarily sell in the construction industry. 
Coverage Area: Boise
Services Provided: Credit Report Book, Alert System
Meetings:  Quarterly meetings are held via videoconference. 
Administrator: Emily Marshall, CGA, emarshall@nacmcs.org

Membership: Any company involved in subcontracting or supplying products/services in the elctrical industry.
Coverage Area: Las Vegas
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meeting via videoconference
Administrator: Greg Garner, ggarner@nacmcs.org

Membership: Firms which distribute or manufacture building materials and sell to lumber yards and dealers.
Coverage Area: Pacific Northwest
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meeting via videoconference
Administrator: Clara Nemeth, CCE, CGA, cnemeth@nacmcs.org

Membership: Any company which primarily manufactures, distributes, fabricates, finishes, or supplies to the construction industries.
Coverage Area: Eugene and surrounding areas
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meetings via videoconference with occasional face-to-face meetings
Administrator: Kendall Sun, CGA, ksun@nacmcs.org

Membership: Firms which distribute or manufacture any type of industrial supplies and wholesale to the general industrial trade.
Coverage Area: Portland
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meeting in person in Portland, OR with a virtual attendance option.
Administrator: Kendall Sun, CGA, ksun@nacmcs.org

Membership: Any company that is primarily a distributor or manufacturer of construction products or services to contractors and subcontractors.
Coverage Area: Pacific Northwest
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meetings via videoconference
Administrator: Kristen McBride, CGA, kmcbride@nacmcs.org

Membership: Any company which primarily manufactures or distributes products or services to restaurants, grocers, and institutions.
Coverage Area: Portland, Pacific Northwest
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meetings via videoconference 
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org

Membership: Any law firm in the Portland Metro area
Coverage Area: Portland
Services Provided: Discussion, Education
Meetings: Bi-monthly meetings via videoconference
Administrator: Clara Nemeth, CCE, CGA, cnemeth@nacmcs.org

Membership: Any company which is primarily a wholesale electrical distributor. 
Coverage Area: Portland
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meetings via videoconference
Administrator: Kendall Sun, CGA, ksun@namcs.org

Membership: Any company which primarily manufactures or is a wholesale distributor of heating, ventilating, air conditioning, plumbing or waterworks products or services to dealers and contractors.
Coverage Area: Portland
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meetings in person in Portland, OR with a virtual attendance option.
Administrator: Kristen McBride, CGA, kmcbride@namcs.org

Membership: Any company, which manufactures or distributes vehicles, engines, parts, or materials and labor incidental to such distribution; that provides financing services; or that provides operating supplies such as fuel, tires, or accessories to commercial trucking operations.
Coverage Area: Pacific Northwest
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meeting via videoconference
Administrator: Kendall Sun, CGA, ksun@namcs.org

Membership: Firms which distribute wholesale components, equipment and materials to electrical contractors and/or retailers.
Coverage Area: Spokane
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meeting via videoconference
Administrator: Clara Nemeth, CCE, CGA, cnemeth@nacmcs.org

Membership: Firms which distribute heating, ventilation, air conditioning, and plumbing products and supplies to dealers, contractors and/or retailers in the Inland Northwest area.
Coverage Area: Spokane
Services Provided: Credit Report Book, Alert System
Meetings:  Meetings are held in odd months via videoconference. 
Administrator: Emily Marshall, CGA, emarshall@nacmcs.org

Membership: Companies which primarily sell to the agricultural industry.
Coverage Area: Tri-Cities
Services Provided: Credit Report Book, Alert System
Meetings:  Quarterly meetings are held in-person in Pasco, WA
Administrator: Chelsie Carter, CGA, ccarter@nacmcs.org

Membership: Companies which primarily distribute to the restaurant, grocers’ industry. 
Coverage Area: Spokane
Services Provided: Credit Report Book, Alert System
Meetings: Monthly online credit report book posted for review
Administrator: Chelsie Carter, CGA, ccarter@nacmcs.org

Membership: Companies which are involved in the agriculture industry
Coverage Area: Quad City (Pullman, Moscow, Lewiston, Clarkston) or surrounding areas.
Services Provided: Credit Report Book, Alert System
Meetings:  Meeting are held twice a year in May and November via videoconference
Administrator: Emily Marshall, CGA, emarshall@nacmcs.org

Membership: Companies which provide products and services to contractors, retailers and subcontractors.
Coverage Area: Tri-Cities
Services Provided: Credit Report Book, Alert System
Meetings:  Monthly meetings are held in-person in Pasco, WA
Administrator: Chelsie Carter, CGA, ccarter@nacmcs.org

Membership: Firms which sell in the heavy equipment, transportation and fuel industry. 
Coverage Area: Spokane
Services Provided: Credit Report Book, Alert System
Meetings:  Monthly meeting in person in Spokane, with a virtual attendance option.
Administrator: Chelsie Carter, CGA, ccarter@nacmcs.org

Membership: Companies which primarily sell to the building materials industry. 
Coverage Area: Spokane
Services Provided: Credit Report Book, Alert System
Meetings:  Monthly meetings are held in-person, with an option for videoconference. 
Administrator: Chelsie Carter, CGA, ccarter@nacmcs.org

Membership: Firms in stocking metals service center involved in the mill production and/or distribution of metal products and distribution of such metal products. Members should be regional or national in scope. 
Coverage Area: Regional – California, Southwest
Services Provided: Credit Report Book, Alert System, 50 Free Group Reports per year with Poll My Group access.
Meetings: Face-to-face meetings are held in Southern California every other month, on the even months of the year. Members may participate via videoconference.
Administrator: Kathy Linscott, CGA 
klinscott@nacmcs.org

Membership: Companies which are involved in any general industry in Montana.
Coverage Area: Montana
Services Provided: Credit Report Book, Alert System
Meetings:  Quarterly meetings are held via videoconference
Administrator: Chelsie Carter, CGA, ccarter@nacmcs.org

Membership: Companies in the combined building, construction supplies, equipment and electrical Industry.
Coverage Area: Pacific Southwest
Services Provided: Past Due Book, Alert System
Meetings: Monthly meetings are held via videoconference
Administrator: Clara Nemeth, CCE, CGA, cnemeth@nacmcs.org

Membership: Any company which manufactures or distributes sporting goods products or services to retail, specialty or department stores.
Coverage Area: National
Services Provided: Credit Report Book, Alert System, 12 Complimentary NACM Trade Reports
Meetings: Bi-monthly meetings in person in Portland, with a virtual attendance option.
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org

Membership: Any company in print media, TV, radio, or magazine which is primarily selling to commercial businesses in the Western region.
Coverage Area: National
Services Provided: Credit Report Book, Alert System, 50 Group Reports with Poll My Group access
Meetings: Bi-monthly meetings via videoconference 
Administrator: Greg Garner, ggarner@nacmcs.org

Membership: Companies that sell in the building materials industry in the Western Region
Coverage Area: Western US
Services Provided: Credit Report Book, Alert System, roundtable discussions, education sessions
Meetings: In person meetings are held 4 times per year as scheduled by the membership
Administrator: Jennifer Walsh, jwalsh@nacmcs.org

Membership: Any company from the apparel, footwear, retail, and cosmetics industries which manufactures or distributes products to retail, specialty or department stores with an annual sales minimum of $100,000,000.
Coverage Area: National
Services Provided: Full day meetings include education sessions, roundtable discussions, credit report books. Alert System.
Meetings: Four meetings per year in the Bridgewater, NJ or Newark, NJ areas. 
Administrator: Frank Sebastian, CGA, fsebastian@nacmcs.org

Membership: Any company which primarily manufactures or distributes products or services to the electrical contracting industry. 
Coverage Area: Mountain West states
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meetings via videoconference
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org

Membership: Any company which primarily manufactures or processes food products. 
Coverage Area: Western Region
Services Provided: Credit Report Book, Alert System
Meetings: Bi-monthly meetings via videoconference.
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org

Membership: Any company in fleet service, fuel, parts & repair.
Coverage Area: Regional – California, Southwest
Services Provided: Credit Report Book, Alert System
Meetings: Monthly meeting via videoconference
Administrator: Greg Garner, ggarner@nacmcs.org

Membership: Companies that sell regionally or nationally in the agricultural industry. 
Coverage Area: Western US
Services Provided: Credit Report Book, Alert System
Meetings: In person meetings are held 3 times per year as scheduled by the membership
Administrator: Jennifer Walsh, jwalsh@nacmcs.org

Membership: Any company which primarily manufactures or is a wholesale distributor of heating, ventilating, air conditioning, or plumbing products or services to dealers and contractors. 
Coverage Area: Southern California
Services Provided: Past Due Book of Reports, Credit Report Book, Alert System
Meetings: On the even months of the year via videoconference.
Administrator: Raul Mendoza, CGA, rmendoza@nacmcs.org

Membership: Any company which manufactures or distributes seed products, nationally or internationally.
Coverage Area: International
Services Provided: Credit Report Book, Alert System
Meetings: Four meetings per year in the Salem, OR area with roundtable discussions and occasional education sessions.
Administrator: Kendall Sun, CGA, ksun@nacmcs.org

Membership: Firms involved in stocking metals service center involved in the mill production and/or distribution of metal products and distribution of such metal products. Members should be regional or national in scope. 
Coverage Area: Western Region, with a focus on the Pacific Northwest
Services Provided: Credit Report Book, Alert System
Meetings: Face-to-face meetings are held in Portland and Seattle, every other month. Members may participate via videoconference.
Administrator: Kathy Linscott, CGA, klinscott@nacmcs.org

Membership: Companies that sell regionally or nationally in the agricultural industry. 
Coverage Area: Southwest
Services Provided: Credit Report Book, Alert System
Meetings: In person meetings are held 3 times per year as scheduled by the membership
Administrator: Jennifer Walsh, jwalsh@nacmcs.org

Membership: Any company from the apparel, footwear, or cosmetics industries which manufactures or distributes products to retail, specialty or department stores. 
Coverage Area: International
Services Provided: Credit Report Book, roundtable discussions, education sessions, Alert System, 12 complimentary National Trade Credit Reports per year.
Meetings: Four half day meetings per year via videoconference 
Administrator: Greg Garner, CGA, ggarner@nacmcs.org

Membership: Any firm selling internationally may attend this group.
Coverage Area: International
Services Provided: Monthly education sessions
Meetings: Monthly meetings, except December, via videoconference
Administrator: Clara Nemeth, CCE, CGA, cnemeth@nacmcs.org

Membership: Any company which is involved in the initial conversion of logs into lumber, plywood and panel products utilized primarily in the commercial and home construction industries and has a minimum annual sales of U.S. $200 million from such forest products in the most recent calendar or fiscal year.
Coverage Area: International
Services Provided: Credit Report Book, Alert System, 175 complimentary Group Reports per year with Poll My Group access, education sessions, roundtable discussions, and debtor presentations. 
Meetings: Bi-monthly meetings, four via video conference and two full day face-to-face meetings in various locations across the U.S. 
Administrator: Kathy Linscott, CGA, klinscott@nacmcs.org

Membership: Any company from the apparel, footwear, or cosmetics industries which manufactures or distributes products to retail, specialty or department stores. 
Coverage Area: International
Services Provided: Credit Report Book, Alert System, 50 Complimentary National Trade Credit Reports per year. Full day meetings with education sessions, roundtable discussions, and debtor presentations.
Meetings: Four meetings per year in various locations across the U.S.
Administrator: Jennifer Walsh, CCE, CGA, jwalsh@nacmcs.org

Membership: Any company which Is involved in the manufacture of wholesale distribution of hardwoods, softwoods, and specialty forest products and has sales in excess of U.S. $15 million from such forest products in the most recent calendar or the fiscal year prior.
Coverage Area: International
Services Provided: Credit Report Book, Alert System, 50 free Group Reports per year with Poll My Group access, education sessions, roundtable discussions, and debtor presentations. 
Meetings: Four meetings per year, one via video conference and three full day face-to-face meetings in various locations across the U.S. 
Administrator: Shannon Abnal, CGA, sabnal@nacmcs.org

Membership: Firms which distribute or manufacture decorative fans, decorative lighting, or commercial lighting.
Coverage Area: National
Services Provided: Credit Report Book, Alert System, Unlimited Group Reports with Poll My Group access
Meetings: Bi-monthly meetings via videoconference.
Administrator: Greg Garner, ggarner@nacmcs.org

Membership: Firms which distribute, manufacture, insure, advertise, or factor for a wide spectrum of retail businesses. Annual sales minimum of $100,000,000.
Coverage Area: International
Services Provided: Credit Report Book, Alert System. Full day meetings with education sessions, roundtable discussions, and debtor presentations.
Meetings: 3 meetings per year in various locations across the U.S. 
Administrator: Jennifer Walsh, CCE, CGA, jwalsh@nacmcs.org

Legal and Anti-Trust Information

For all NACM Commercial Services trade groups, strict compliance with the letter and spirit of the antitrust and other laws is an absolute requirement. Industry group members must avoid conduct that could appear to constitute a violation of the law. 

Group members shall not participate in or remain present at any discussion among group members/competitors at an association meeting or other gathering of credit executives or group participants, concerning:

  • Prices or factors determinative of prices
  • Costs
  • Profit levels
  • Credit terms
  • Allocation of territories among competitors
  • Allocation of customers among competitors
  • Refusal to deal with customers or suppliers
  • Limitation of production

Group Membership Benefits

An industry group provides peer knowledge, networking, education and training.
These are fundamental to evaluating credit risk and business success.

Networking and
Collaboration

Connect with peers in your industry, fostering networking opportunities and collaboration. Members can share insights, experiences, and challenges related to credit management within their specific industry.

Credit Information
Exchange

Industry group members share credit information on customers and suppliers, gaining insights into payment behavior that support informed decisions and enhance understanding of industry-specific financial practices.

Industry-Specific
Insights

Credit professionals from the same industry meet periodically to exchange valuable information, including customer payment history, emerging industry trends, best practices, and opportunities for professional education.

Credit
Reports

Receive NACM business credit reports on the customers
submitted by group members for discussion. The NACM
database contains more than 10 million tradelines on
businesses nationwide.

Credit Change
Alert System

Provide alerts of potential changes in creditworthiness,
(for example, slowing trend, credit withdrawn, change in ownership, assignment for collection, NSF checks) to other group members.

Peer-To-Peer
Forum Access

NACMCS has a dedicated online forum for your industry. This powerful social networking tool allows you to easily connect, share insights, exchange ideas, and collaborate with knowledgeable peers online.

Not a NACMCS Member?

Elevate your credit and collections with NACM Commercial Services! Boost cash flow, reduce risk, and enhance credit management with our expert solutions. Discover the difference today!

Exclusive Membership Access

Join an exclusive community for credit & finance professionals fostering growth and collaboration.

Business Credit Services

Competitive range of credit reports and services to support informed decisions.

Decision Tools

Interested in automating functions of your credit department? We can help!

Industry Credit Groups

A platform for businesses in the same industry to collaborate and share credit information.

Expert Collection Experience

Unparalleled knowledge and skills with over a century of expertise in collections.

Nonstop Education & Trainings

Unique programs focused specifically on your needs and knowledge level.

NACM Commercial Services provides membership benefits to support the growth and success of credit and financial professionals.

faq

Industry Groups

What is an Industry Group?

An Industry Group is an association of credit professionals from the same industry who meet regularly to exchange credit information. Group members exchange data, including customer payment history, best practices, roundtables, and professional education.

How often do groups meet? 

Group schedules vary depending on member needs. Groups may meet monthly, quarterly, or various other frequencies determined by the group.

How much do groups cost? 

Group fees vary and cover the meeting costs and may have additional costs for meals, speakers, and incidentals. 

Who can attend Industry Groups?

Credit personnel may attend industry groups. Sales staff may not participate. All information shared in the group setting must remain confidential and may only be used by the credit department. 

What is Antitrust, and how does it protect my firm in a credit group situation?

Antitrust laws promote business and limit monopolies and anti-competitive behavior. NACM strictly monitors our groups to avoid conversations on price, terms, and market allocation among competitors. 

faq

A/R Data Contribution

What information should be included in a data contribution file? 

We need some basic information on your customers, like their name and address, along with their balance info. Request a complete list of required items.

How often do I have to report? 

Data should be contributed on a monthly basis.

Do I have to report on all customers? 

Yes. You may exclude a handful of customers for special reasons (for example, internal accounts, employee accounts, or special pricing circumstances), but you must generally report on all customers. 

I only want to report on my past dues! 

Many businesses wonder why they must report on all customers. Commercial credit bureaus are building strong, consistent, and fair credit reports for all businesses. If firms reported only on their past due or hand-selected accounts, the goal could not be accomplished. Prompt-paying firms might have no credit report at all. Reporting on all customers is in the credit community’s best interest. 

How do I get started?

Download our Data Contribution Consent Form. This form gives us permission to receive and share your company’s data.

Can I skip reporting on the F.O.B.’s?

You may exclude a few accounts for specific reasons, including F.O.B (friend of boss). We will handle this for you. 

How do I transmit my file to NACM? 

We can accept data files via email, FTP, and our website. We prefer website uploads as they allow greater security. 

Will my customers be mad? 

Your good customers should not be mad…you are building their positive credit history! Your delinquent customers may not like the contribution of delinquent credit experience, but it should encourage them to pay. 

What if I don’t have any I.T. support?

While having technical support can certainly help, most systems include tools that allow the average user to export aging data. NACM is available to help determine if your system can export aging information. 

Can I report international accounts? 

International accounts may be included; however, some credit bureaus do not accept international accounts and will disregard them. 

Can I report consumer accounts? 

We are unable to accept consumer accounts. A sole proprietor doing business under their name is fine to report on. 

What about my biggest customer? They are always late! 

You may exclude a few accounts for specific reasons. If your biggest customer is always late and you want to exclude them, we will handle this for you. 

How much does contributing cost?

Contribution is a complimentary service. 

Will anyone know I am contributing?

Contributors have the right to remain anonymous. We will not release your company’s name without your permission. Your tradelines will show on credit reports with either your industry code or your NACM member number, depending on the database, not with your company name. 

Become a Member and Join a credit industry group

NACM Commercial Services offers industry-specific groups or divisions that cater to the unique needs and challenges of different sectors. These industry groups provide specialized resources, networking opportunities, and tailored services to businesses operating within those industries. While the specific industry groups offered by NACM Commercial Services may vary, some common examples include:

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