Credit Resource Center
The goal of our Credit Resource Center is to empower you and your businesses to manage credit effectively, make informed financial decisions, and achieve financial goals. By providing access to credit resources and expertise, NACM CS assists you to navigate the complex world of credit and finance.
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- Bank Reference Form (Sample)
- Bankruptcy Federal Courts
- Bureau of Consumer Protection
- Business Structures
- Managing Business Bankruptcies
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- California Small Business Development Center (SBDC)
- California State Laws
- Collectability Chart
- Contractor License Search – Oregon
- Contractor Search (Washington)
- Courts Search (Washington)
- Credit Application Guidelines
- Credit Card Authorization Form (Fillable Form)
- Credit Card Glossary: Terms & Definitions
- Credit Enhancements
- Credit Policy Sample
- Creditors’ Committees
- Currency Converter
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- FACTA (Fair & Accurate Credit Transactions Act 2003)
- FDCPA (Fair Debt Collection Practices Act 1978)
- Federal Trade Commission – Home Page
- Federal Trade Commission – Using Consumer Reports: What Employers Need to Know
- Foreign Corrupt Practices Act (FCPA)
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- International – Bureau of Industry and Security
- International – IncoTerms Definitions
- International – Office of Foreign Assets Control (OFAC)
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- Red Flags – FTC Help on Identity Theft Prevention
- Resale Permit – Application (Oregon)
- Resale Permit – Application (Washington)
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- Salary Guide – Provided by Robert Half
- Secretary of State Business Entity Search Websites – All States
- SOX (Sarbanes Oxley Act) FAQ
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- Uniform Commercial Code (Financing Statement)
- Uniform Commercial Code (UCC – California)
- Uniform Commercial Code (UCC – Montana)
- Uniform Commercial Code (UCC – Nevada)
- Uniform Commercial Code (UCC – Oregon)
- Uniform Commercial Code (UCC – Idaho)
- Uniform Commercial Code (UCC – Washington)
- U.S. Securities and Exchange Commission
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A Word From Our Members
One thing that I'm thankful for is the variety of credit reports that I'm able to obtain from NACM. It helps to make credit decisions and having those tools at my fingertips is just another reason why NACM is so valuable.

Carson Oil
Having quick, complete, and accurate credit information at my fingertips is an absolute necessity in today’s ever-changing environment. Experian provides the tools we need to determine credit risk and make sound credit decisions for the wellness of my company.

Tillamook County Creamery
In order to do a complete and thorough job on risk analysis, I need quick and reliable information, Experian provides me with both and helps me to quickly determine a business’s creditworthiness which gives a more consistent track record for credit decisions.

Stoneway Electric Supply Co.
Utilizing NACM’s international credit reports is essential for mitigating risk within our international portfolio. NACM simplifies the ordering process and ensures prompt, courteous service.

KEEN, Inc.
NACM’s National Trade Credit Reports are an integral part of our credit decision making process. Doing a routine credit check on a “good-paying customer” has led to unexpected red flags that have assisted in our ability to act quicker than we otherwise would have.

Kodiak Building Partners
Utilizing D&B Solutions helps our company manage our portfolio. We can review our risk exposure at any time with a click of a button. The information provided is accurate and current.

Walters Wholesale Electric
NACM Commercial Services has proven to be a vital partner in today’s business environment. Membership in the specialized industry groups provides invaluable networking and credit information exchange all within a controlled setting while the vast educational offerings help to broaden your personal horizons.

OrePac
My introduction into NACM began with taking advantage of many continuing educational sessions I needed to learn the basics of credit and collections. After being actively involved in the credit and finance profession for 30 years, NACM continues to provide invaluable resources and services that benefits me.

American Int'l Forest Prod LLC
Working with NACM for over 20+ years has been fantastic. NACMCS has many different tools to use throughout credit making decisions and I highly recommend them!

Service Steel Aerospace Corp
The most beneficial things about KTP’s membership with NACMCS are the ability to get accurate information from credit reporting, peers in our industry, and the relationships with other credit managers across the nation.

Kilgore Tec Products (KTP)
NACM has allowed me to build many relationships and grow in my career. Credit has so many ups and downs that you build a different type of bond with the people you work and collaborate with, starting with one of their very own, Clara Nemeth. Thank you for always being a great resource on which I know I can depend.

Peterson Holding Co
As a member of NACM, I have always enjoyed the great networking opportunities that allow me to learn and grow alongside other credit professionals. No credit reports or textbooks can replace the immense knowledge shared at industry groups and conferences.

PARR
Having been a member of NACM for over 10 years, I am still amazed at how many resources are available to the membership free of charge, from the basics of a credit policy to free legal advice. It is evident that NACM cares about being a vital part of the business organizations it serves.

OrePac
Our NACM CS membership has been invaluable, providing us with critical industry intelligence and trends through insightful group meetings. Additionally, the strong relationships we’ve built with fellow members provide opportunities to share and collaborate on new industry technologies and changes.

Tolko Marketing and Sales Ltd.
NACM’s education surrounding Credit Best Practices and Credit, Business and Lien Laws has been a tremendous help in my credit career. The personal growth I have experienced by attending the CFDD meetings has helped me to be a leader.

Bridgewell Resources LLC
I am thankful for the exceptional education courses and being awarded a scholarship that made the recent experience of earning my CBA designation the best. I am grateful to be a part of such a wonderful organization!

Dupree Building Specialties
Continuing credit education and ongoing training is paramount to the success of everyone on our team! NACM Commercial Services is a good partner to help us accomplish these needs.

Urban Outfitters
NACM Collectors helped us recover bad debt from a sticky situation and they handled it like a Pro!

Participating in NACM’s Regional Metals industry trade group has been an invaluable resource, providing access to current customer payment trends, networking opportunities, and professional development.

Alaskan Copper Companies, Inc.
As an NACM trade group member, I’ve gained valuable insights beyond what credit reports offer. With our collective years of experience in Credit Management, it is a pleasure working with my peers and has truly been both encouraging and supportive.

Pacific Metal Company
Being a member of our industry group has been invaluable to me. The networking opportunities, knowledge sharing, and support from fellow members have significantly contributed to my professional growth and success.

Farwest Steel
Thank you so much Kendall. I always appreciate the quick responses, your excellent customer service, and how solution-oriented you are!

Masons Supply has relied on NACM’s Experian credit reports for years for all credit decisions. They help us minimize risk, understand growth opportunities, and troubleshoot issues, making NACM our preferred solution.

Conmas Construction Supply
I find the quick and easy access to credit reports essential in making accurate decisions.

Toyota Lift