welcome to an exclusive
credit community

Your A-Z Solution Credit Services Provider

Built to empower professionals in the commercial credit industry.

Credit SOLUTIONS

NACM Commercial Services helps minimize risk by providing a variety of business credit reporting options.

Collection Services

What sets NACM Collection Services apart? We want to help you grow your business. Find out more about our collection process.

Industry Groups

Credit Groups supply creditors with the most timely and accurate information available from other creditors currently doing business with your customers.

NOT A MEMBER?

start your credit journey

Your A-Z Solution Provider
For Business Credit
Services Needs.

NACM Commercial Services helps minimize risk by providing a variety of business credit reporting options.

What sets NACM Collection Services apart? We want to help you grow your business. Find out more about our collection process.

NACM positions its members to drive corporate financial success through its best-in-class comprehensive credit insights, credit services, training, and education.

Your Trusted Credit Community Since 1896

NACM Commercial Services (NACMCS) is a top resource for business credit professionals. We offer tools, services, and educational programs to help businesses manage credit risk and succeed financially. As part of the National Association of Credit Management, NACMCS has a strong history of providing credit professionals with valuable solutions and insights.
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Credit Professionals

National Community

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Designation Holders

NATIONAL COMMUNITY

ONE YEAR OF impact & growth at NACM Commercial Services

Reports Purchased to Reduce Risk

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Members Trained

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Industry Credit Groups

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Collection Placements

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Upcoming Events

Keep your credit skills and network sharp by being the first one to the table for these upcoming opportunities offered just for you!

Looking For Comprehensive 
Credit Management Solutions?

Feeling frustrated managing your portfolio of business accounts or finding information on new credit applications? Let NACM Commercial Services provide the expert solutions and support you need to streamline your credit management and drive your business forward.

Struggling With Unreliable
Risk Assessments

In today’s fast-paced business environment, making informed credit decisions is more crucial than ever.

In Need of Robust
Credit Monitoring Tools?

Join NACM Commercial Services today to access state-of-the-art tools and resources that keep you informed and proactive in managing your credit risk.

Looking for Peer Collaboration
and Industry Insights?

Share best practices, discuss challenges, and gain valuable knowledge from fellow credit professionals.

Become a Member

Unlock exclusive benefits with NACM Commercial Services membership! Join us to enjoy a range of advantages, including significant discounts and premium educational resources. Enhance your company’s performance in credit and financial management with this invaluable investment.

Membership Benefits

Find out more about our membership
benefits for your business.

Industry Support

Through various industry groups tailored to
meet the unique needs of different sectors.

Speak to a Consultant

Contact us to speak to an expert about our
services and platform tools.

Education & Training

Whether you are earning your certification, taking classes to enhance your job skills, or learning something new, NACM Commercial Services prides itself on offering the best education in the country for credit and collection professionals.

Certification Classes
  • 9/3/25
  • Networking Events
  • 10/8/25
  • Take your Gmail skills to the next level
  • 10/23/25
  • Networking Events
  • 10/28/25
  • Networking Events
  • 11/6/25
  • Certification Classes
  • 1/7/26
  • Certification Classes
  • 9/3/25
  • Certification Classes
  • 1/7/26
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    Navigating complex
    financial landscapes?

    NACM Commercial Services is a leading provider of credit and financial services for businesses. They specialize in helping companies manage their credit risk, improve cash flow, and make informed credit decisions.

    Not a NACMCS Member?

    Elevate your credit and collections with NACM Commercial Services! Boost cash flow, reduce risk, and enhance credit management with our expert solutions. Discover the difference today!

    Exclusive Membership Access

    Join an exclusive community for credit & finance professionals fostering growth and collaboration.

    Business Credit Services

    Competitive range of credit reports and services to support informed decisions.

    Decision Tools

    Interested in automating functions of your credit department? We can help!

    Industry Credit Groups

    A platform for businesses in the same industry to collaborate and share credit information.

    Expert Collection Experience

    Unparalleled knowledge and skills with over a century of expertise in collections.

    Nonstop Education & Trainings

    Unique programs focused specifically on your needs and knowledge level.

    NACM Commercial Services provides membership benefits to support the growth and success of credit and financial professionals.

    faq

    General Questions

    How does membership in NACM work?

    The NACM membership is a company benefit and multiple credit people in a department can benefit from the services and trainings.  Once you become a member of NACMCS, we also register you as a national member where you receive additional benefits.

    Can I get assistance with strengthening our credit application?

    Absolutely!  NACMCS reviews your credit application and makes suggestions to strengthen the document to best protect your company while extending credit to clients.

    How do I get help finding an industry group for a specific industry?

    On a national level NACM has over 350 different industry groups.  If you’re looking for coverage in a specific geographic area or industry, we can help you find the perfect match for your company.

    How do I network with other credit professionals?

    NACMCS is the perfect place to meet new credit professionals, virtually and in-person. There are endless opportunities to interact with others, learn from peer networking, and gain confidence the credit practices in your business are top notch. Conferences, forums, virtual discussion groups, trainings, and online communities are available to members. 

    What is AR Data Contribution?

    A majority of NACM member companies choose to report their client’s payment patterns to NACM and credit bureaus monthly to assist building client’s business credit scores or reflecting slow paying customers. Contributing the information gives companies leverage in debt collection.  NACM offers this service free with a membership, as it believes the reporting assists the overall credit community. It’s how commercial credit reports are built.  Various complimentary services are offered to member companies who contribute their AR aging to the NACM database and other reporting agencies as an added benefit. Members can request to remain anonymous while practicing good policy of contributing payment data.

    What’s available to companies who are non-members?

    NACM is a trade association built to support our community of credit professionals. Most benefits are offered to member companies. There is a limited number of services offered to companies who cannot become members, but the fees are much higher.  The magic happens behind the Member Portal!

    faq

    Membership

    How do I become a member?

    You complete the membership application.
    Fill in application form.

    How long does it take to process my application?

    Generally, we have an application processed within a couple days.

    Does membership automatically renew?

    Yes, unless we are instructed to cancel.

    Are there fees to belong?

    Yes, there are two membership levels depending on your needs. Please contact Customer Service at 971-230-1202 for clarification.

    Are membership fees refundable if I cancel before the year ends?

    Membership fees are not refundable once paid. However, you will have access to all member benefits throughout the year you have paid for.

    Are services available to me if I am not a member?

    Yes, but the fees for services are higher and there are many additional benefits to being a member.

    How do I network with other credit professionals?

    We have regional in-person spring and fall events as well as opportunites to network with peers with our industry groups. 

    faq

    Portal Login

    What does the Portal login allow me to do?

    The Portal provides you with a range of functionalities, including:

    • Access to all services you are currently signed up for
    • Viewing your educational transcript
    • Credit resources that are exclusive to members
    • Editing your profile and more

    If my password reset does not work, what do I do?

    Please contact: customerservice@nacmcs.org

    Will I receive instant access to the portal? 

    Yes, but with limited abilities. Your account will be reviewed, and you will be assigned the specific services requested.

    A Word From Our Members

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