welcome to an exclusive
credit community
Your A-Z Solution Credit Services Provider
Built to empower professionals in the commercial credit industry.
Credit SOLUTIONS
NACM Commercial Services helps minimize risk by providing a variety of business credit reporting options.
Collection Services
What sets NACM Collection Services apart? We want to help you grow your business. Find out more about our collection process.
Industry Groups
Credit Groups supply creditors with the most timely and accurate information available from other creditors currently doing business with your customers.
NOT A MEMBER?
start your credit journey
Your A-Z Solution Provider
For Business Credit
Services Needs.
NACM Commercial Services helps minimize risk by providing a variety of business credit reporting options.
What sets NACM Collection Services apart? We want to help you grow your business. Find out more about our collection process.
NACM positions its members to drive corporate financial success through its best-in-class comprehensive credit insights, credit services, training, and education.
Credit Reports
Make informed credit decisions with vendor reports offering insights into creditworthiness, payment history, and stability.
NACM Credit Risk Tools
Our risk tools identify, assess, and mitigate risks, offering expert analysis and customized tools to protect your business.
A/R Data Contributions
Enhance your collection efforts and improve customers' credit scores by reporting payment behaviors to trade databases.
Credit References
Our credit references service offers verified insights on payment history and creditworthiness for decisions.
Preferred Providers
Like a trusted stamp of approval, providers offer reliable services to meet business needs through efficiency and automation tools.
Collection Services
To recover outstanding receivables, you need a partner who understands collections and values your customer relationships.
Submit a Claim
Our collection process ensures efficient claims with assertive, transparent, and streamlined procedures for resolution.
Collections Payment
Making payments through our secure platform ensures convenience, reliability, and seamless transactions for commitments.
Local Groups
Local groups foster networking, collaboration, resource sharing, and support for mutual growth and success.
Regional Groups
Regional groups unite businesses to provide networking, resources, and advocacy, promoting economic growth and collaboration regionally.
National Groups
National groups connect businesses nationwide, offering networking, advocacy, and resources to foster growth and support credit decisions.
Legal & Anti-trust Info
Legal and antitrust information provides compliance guidance, ensuring fair competition and protecting businesses from risks.
Your Trusted Credit Community Since 1896
Credit Professionals
National Community
Designation Holders
NATIONAL COMMUNITY
ONE YEAR OF impact & growth at NACM Commercial Services
Reports Purchased to Reduce Risk
Members Trained
Industry Credit Groups
Collection Placements
Upcoming Events
Keep your credit skills and network sharp by being the first one to the table for these upcoming opportunities offered just for you!
Looking For Comprehensive
Credit Management Solutions?
Feeling frustrated managing your portfolio of business accounts or finding information on new credit applications? Let NACM Commercial Services provide the expert solutions and support you need to streamline your credit management and drive your business forward.
Struggling With Unreliable
Risk Assessments
In today’s fast-paced business environment, making informed credit decisions is more crucial than ever.
In Need of Robust
Credit Monitoring Tools?
Join NACM Commercial Services today to access state-of-the-art tools and resources that keep you informed and proactive in managing your credit risk.
Looking for Peer Collaboration
and Industry Insights?
Share best practices, discuss challenges, and gain valuable knowledge from fellow credit professionals.
Become a Member
Unlock exclusive benefits with NACM Commercial Services membership! Join us to enjoy a range of advantages, including significant discounts and premium educational resources. Enhance your company’s performance in credit and financial management with this invaluable investment.

Membership Benefits
Find out more about our membership
benefits for your business.

Industry Support
Through various industry groups tailored to
meet the unique needs of different sectors.

Speak to a Consultant
Contact us to speak to an expert about our
services and platform tools.

Member Spotlight
Holly S. McAndrew
Senior Credit Manager – Global Wholesale Outfitters, Inc. & Urban UK, Limited
How do you stay updated on the latest trends and developments within your industry?
We rely heavily upon NACM Commercial Services and our direct relationships and dialogue with other industry creditors. The biggest questions we ask over and over are, “how can we streamline and improve processes?” NACM is a valuable partner in the work we do.

Member Spotlight
Dan Simpson
Director of Credit & AR at Kodiak Interiors Group
Have you faced any challenges where NACM has assisted?
NACM’s National Trade Credit Reports are an integral part of our credit decision making process. Doing a routine credit check on a “good-paying customer” has led to unexpected red flags that have assisted in our ability to act quicker than we otherwise would have.

Member Spotlight
Alex McEntee, CCE
Credit Manager Pendleton Woolen Mills
What skills or qualities are essential for success in the credit field?
Credit is at the intersection of soft/people skills and hard/numbers skills. However, the distinction between a good and an outstanding credit professional lies more in the former. Whether a customer pays on time, late, or not at all, especially with a financially distressed customer, depends more on relationships. The crucial balance is being seen as a partner rather than an adversary, without allowing the friendliness to be exploited. It’s a thin line to walk.
Education & Training
Whether you are earning your certification, taking classes to enhance your job skills, or learning something new, NACM Commercial Services prides itself on offering the best education in the country for credit and collection professionals.
Credit & Finance
Professional Development
Networking Events
Credit & Finance
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Take your Gmail skills to the next level
Credit & Finance
Professional Development
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Credit & Finance
Professional Development
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Networking Events
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Navigating complex
financial landscapes?
NACM Commercial Services is a leading provider of credit and financial services for businesses. They specialize in helping companies manage their credit risk, improve cash flow, and make informed credit decisions.
Not a NACMCS Member?
Elevate your credit and collections with NACM Commercial Services! Boost cash flow, reduce risk, and enhance credit management with our expert solutions. Discover the difference today!
Exclusive Membership Access
Join an exclusive community for credit & finance professionals fostering growth and collaboration.
Business Credit Services
Competitive range of credit reports and services to support informed decisions.
Decision Tools
Interested in automating functions of your credit department? We can help!
Industry Credit Groups
A platform for businesses in the same industry to collaborate and share credit information.
Expert Collection Experience
Unparalleled knowledge and skills with over a century of expertise in collections.
Nonstop Education & Trainings
Unique programs focused specifically on your needs and knowledge level.
NACM Commercial Services provides membership benefits to support the growth and success of credit and financial professionals.
faq
General Questions
How does membership in NACM work?
The NACM membership is a company benefit and multiple credit people in a department can benefit from the services and trainings. Once you become a member of NACMCS, we also register you as a national member where you receive additional benefits.
Can I get assistance with strengthening our credit application?
Absolutely! NACMCS reviews your credit application and makes suggestions to strengthen the document to best protect your company while extending credit to clients.
How do I get help finding an industry group for a specific industry?
On a national level NACM has over 350 different industry groups. If you’re looking for coverage in a specific geographic area or industry, we can help you find the perfect match for your company.
How do I network with other credit professionals?
NACMCS is the perfect place to meet new credit professionals, virtually and in-person. There are endless opportunities to interact with others, learn from peer networking, and gain confidence the credit practices in your business are top notch. Conferences, forums, virtual discussion groups, trainings, and online communities are available to members.
What is AR Data Contribution?
A majority of NACM member companies choose to report their client’s payment patterns to NACM and credit bureaus monthly to assist building client’s business credit scores or reflecting slow paying customers. Contributing the information gives companies leverage in debt collection. NACM offers this service free with a membership, as it believes the reporting assists the overall credit community. It’s how commercial credit reports are built. Various complimentary services are offered to member companies who contribute their AR aging to the NACM database and other reporting agencies as an added benefit. Members can request to remain anonymous while practicing good policy of contributing payment data.
What’s available to companies who are non-members?
NACM is a trade association built to support our community of credit professionals. Most benefits are offered to member companies. There is a limited number of services offered to companies who cannot become members, but the fees are much higher. The magic happens behind the Member Portal!
faq
Membership
How long does it take to process my application?
Generally, we have an application processed within a couple days.
Does membership automatically renew?
Yes, unless we are instructed to cancel.
Are there fees to belong?
Yes, there are two membership levels depending on your needs. Please contact Customer Service at 971-230-1202 for clarification.
Are membership fees refundable if I cancel before the year ends?
Membership fees are not refundable once paid. However, you will have access to all member benefits throughout the year you have paid for.
Are services available to me if I am not a member?
Yes, but the fees for services are higher and there are many additional benefits to being a member.
How do I network with other credit professionals?
We have regional in-person spring and fall events as well as opportunites to network with peers with our industry groups.
faq
Portal Login
What does the Portal login allow me to do?
The Portal provides you with a range of functionalities, including:
- Access to all services you are currently signed up for
- Viewing your educational transcript
- Credit resources that are exclusive to members
- Editing your profile and more
Will I receive instant access to the portal?
Yes, but with limited abilities. Your account will be reviewed, and you will be assigned the specific services requested.
A Word From Our Members

Carson Oil

Tillamook County Creamery

Stoneway Electric Supply Co.

KEEN, Inc.

Receivable Manager
Kodiak Building Partners

Walters Wholesale Electric

OrePac

American Int'l Forest Products LLC

Service Steel Aerospace Corp

Kilgore Tec Products (KTP)

Peterson Holding Co

PARR

OrePac

Tolko Marketing and Sales Ltd.

Bridgewell Resources LLC

Dupree Building Specialties

Urban Outfitters


Alaskan Copper Companies, Inc.

Pacific Metal Company

Farwest Steel


Conmas Construction Supply

Toyota Lift