Empowering Credit
Professionals
Join an elite, robust community of credit professionals who share common goals, face similar challenges, and are focused on building financial strength for the organizations they serve.
Why NACM
Commercial Services?
Established Reputation
NACM Commercial Services has built a strong reputation for providing top-notch credit management solutions.
Comprehensive Services
We offer a comprehensive suite of credit-related services including credit reports, credit education, industry credit groups, collection services, and more.
Industry Expertise
With extensive experience in the industry, NACM Commercial Services provides valuable insights and support tailored to specific business needs.
Community Member Perks
NACM Commercial Services offers various membership benefits designed to support and enhance the professional development and business success of credit and financial management professionals. Because you deserve more than just a membership.
EXCLUSIVE CREDIT TOOLS & ANALYTICS
- Comprehensive business credit reports
- Industry-specific credit data
- Predictive scoring & monitoring services
EDUCATION & PROFESSIONAL DEVELOPMENT
- Exclusive webinars, workshops & conferences
- Quarterly complimentary webinars on trending topics
- Scholarship funds for financial assistance
- Nationally recognized certification programs
COLLECTIONS
- Free 10-day demands
- Certified debt collection experts working as your partner
- Discounted collection fees
INDUSTRY GROUPS
- Join over 50 local, regional, and national groups to exchange credit information and best practices with peers.
- From agriculture to apparel—we’ve got your industry covered.
PUBLICATIONS & RESOURCES
- Credit articles, economic updates & trend reports
- Best practice guides & policy templates
- Recruiting & job postings
- Salary surveys for credit positions
NETWORKING & PEER SUPPORT
- Connect with a community of credit professionals
- Participate in group forums for best practice discussions
- Mentors & mentees

Membership Packages
We invite you to discover the many benefits of NACM membership. As an industry leader, joining our community can significantly enhance both your business and professional growth. Don’t miss out—become part of a network dedicated to advancing and recognizing credit professionals.
NACM CS offers Corporate, Premier, and Multiple-member level packages.
Membership
Real Value, Real Impact—for You
- One Full Company Membership
- Added Discounts with A/R File Contribution
- Access to NACM Trade Credit Reports
- 4 Complimentary ‘Power Hour’ Member Webinars
- NACM National Business Credit Magazine - Plus access to Business Credit App
- Discounted Education for Members
- Free 10 Day Demands - Collection Services
We offer multiple levels.
Reach out—we’ll help you find the right fit for your needs
Talk To Us
Don’t Go It Alone—Join Us
Fill out the membership application and we will get back to you after processing.

Member Spotlight
Holly S. McAndrew
Senior Credit Manager – Global Wholesale Outfitters, Inc. & Urban UK, Limited
How do you stay updated on the latest trends and developments within your industry?
We rely heavily upon NACM Commercial Services and our direct relationships and dialogue with other industry creditors. The biggest questions we ask over and over are, “how can we streamline and improve processes?” NACM is a valuable partner in the work we do.

Member Spotlight
Dan Simpson
Director of Credit & AR at Kodiak Interiors Group
Have you faced any challenges where NACM has assisted?
NACM’s National Trade Credit Reports are an integral part of our credit decision making process. Doing a routine credit check on a “good-paying customer” has led to unexpected red flags that have assisted in our ability to act quicker than we otherwise would have.

Member Spotlight
Alex McEntee, CCE
Credit Manager Pendleton Woolen Mills
What skills or qualities are essential for success in the credit field?
Credit is at the intersection of soft/people skills and hard/numbers skills. However, the distinction between a good and an outstanding credit professional lies more in the former. Whether a customer pays on time, late, or not at all, especially with a financially distressed customer, depends more on relationships. The crucial balance is being seen as a partner rather than an adversary, without allowing the friendliness to be exploited. It’s a thin line to walk.
Professional Development
Diverse Course Offerings
Engage in various educational formats, including webinars, seminars, and conferences, designed to fit different learning preferences and schedules.
Expert Instructors
Learn from seasoned industry experts who bring real-world experience and insights into the classroom.
Certification Courses
Enhance your credentials with specialized certification programs that validate your expertise and advance your career.
Skill Enhancement
Develop and refine your skills through targeted training that addresses current industry trends and challenges.
Networking Opportunities
Connect with peers, industry leaders, and potential mentors through numerous networking events and forums.
Educational Publications
Gain access to newsletters, online community forums, and other educational resources that provide news and best practices.
National Career Center
Utilize resources and support from the National Career Centre to advance your career in credit management.
Leadership Opportunities
Grow your leadership skills by serving on the board, participating in committees, and contributing to the strategic direction of the organization.
faq
Membership
How long does it take to process my application?
Generally, we have an application processed within a couple days.
Does membership automatically renew?
Yes, unless we are instructed to cancel.
Are there fees to belong?
Yes, there are two membership levels depending on your needs. Please contact Customer Service at 971-230-1202 for clarification.
Are membership fees refundable if I cancel before the year ends?
Membership fees are not refundable once paid. However, you will have access to all member benefits throughout the year you have paid for.
Are services available to me if I am not a member?
Yes, but the fees for services are higher and there are many additional benefits to being a member.
How do I network with other credit professionals?
We have regional in-person spring and fall events as well as opportunites to network with peers with our industry groups.
faq
General Questions
How does membership in NACM work?
The NACM membership is a company benefit and multiple credit people in a department can benefit from the services and trainings. Once you become a member of NACMCS, we also register you as a national member where you receive additional benefits.
Can I get assistance with strengthening our credit application?
Absolutely! NACMCS reviews your credit application and makes suggestions to strengthen the document to best protect your company while extending credit to clients.
How do I get help finding an industry group for a specific industry?
On a national level NACM has over 350 different industry groups. If you’re looking for coverage in a specific geographic area or industry, we can help you find the perfect match for your company.
How do I network with other credit professionals?
NACMCS is the perfect place to meet new credit professionals, virtually and in-person. There are endless opportunities to interact with others, learn from peer networking, and gain confidence the credit practices in your business are top notch. Conferences, forums, virtual discussion groups, trainings, and online communities are available to members.
What is AR Data Contribution?
A majority of NACM member companies choose to report their client’s payment patterns to NACM and credit bureaus monthly to assist building client’s business credit scores or reflecting slow paying customers. Contributing the information gives companies leverage in debt collection. NACM offers this service free with a membership, as it believes the reporting assists the overall credit community. It’s how commercial credit reports are built. Various complimentary services are offered to member companies who contribute their AR aging to the NACM database and other reporting agencies as an added benefit. Members can request to remain anonymous while practicing good policy of contributing payment data.
What’s available to companies who are non-members?
NACM is a trade association built to support our community of credit professionals. Most benefits are offered to member companies. There is a limited number of services offered to companies who cannot become members, but the fees are much higher. The magic happens behind the Member Portal!
faq
Education & Events
I’m not sure where to start. Where do I get the information, I need?
We offer Certification Roadmap Introduction classes several times a year. This complimentary session will guide you through the process of:
- How to earn a Designation
- Registering with NACM National
- Deciding which classes best suit your needs and schedule
- Earning roadmap and CEU points to earn for certification.
Are scholarships available for certification classes?
Yes! NACM Commercial Services Foundation and NACM National provide scholarships to help offset the cost of books and tuition fees. You also should check with your employer regarding tuition reimbursement for job-related classes.
What are my options for participating in classes?
NACM offers several ways to meet class requirements:
- In-house at NACM Commercial Services
- Annually at Credit Congress
- Through NACM National Credit Learning Center
- Through local colleges and universities
Do I need a college degree to start working towards designation?
No. Work experience will be taken into consideration when determining certification requirements. You will need an updated resume when you are ready to register. If you have completed college classes, request official transcripts to send to NACM National with your registration.
Membership
A Word From Our Members

OrePac

American Int'l Forest Products LLC

Service Steel Aerospace Corp

Peterson Holding Co

PARR

OrePac

Tolko Marketing and Sales Ltd.