National Apparel & Footwear Credit Association (NAFCA)
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which (1) manufactures or distributes apparel, footwear or related products to retail, specialty or department stores; (2) operates a credit department with a professional credit manager; and (3) is a member in good standing of any NACM affiliate in the United States. Any company meeting the qualifications shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held four times per year in March, May, September, and November, from 8 a.m. to 5 p.m.

 

National Forest Products Credit Group (NFPG)
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry. This credit group may include in membership any company, which:

  1. is involved in the initial conversion of logs into forest products.
  2. shall have sales in excess of U.S. $200 million from such forest products in the most recent calendar or the fiscal year prior to application for membership.
  3. shall have a full-time employee whose primary responsibility is providing credit management and related services for the company, but who does not have a responsibility relating to sales of forest products for the company.
  4. is a member in good standing of any NACM affiliate in the United States.

Forest products are defined to mean lumber, plywood and panel products utilized primarily in the commercial and home construction industries and distribution such forest products shall be national in scope and not merely regional. A company shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held on the third Thursday and Friday every other month, odd months of the year, from 2 p.m. Thursday, and then 8 a.m. until 12 p.m. on Friday.

 

North American Hardwoods Credit Association (NAHCA)
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry.

This credit group may include in membership any company, which:

  1. is involved in the manufacture or wholesale distribution of hardwood
  2. shall have sales in excess of U.S. $15 million from such forest products in the most recent calendar or the fiscal year prior to application for membership
  3. shall have a full-time employee whose primary responsibility is providing credit management and related services for the company
  4. is a member in good standing of any NACM affiliate in the United States.

Distribution of such hardwoods shall be national/international in scope, and not merely regional. A company shall be eligible for membership in this credit group as further described in the Bylaws.

Meetings:
Meetings are held four times each year as scheduled by the membership. One meeting may be held by conference call, and the group may schedule a meeting at the Credit Congress each year.

 

North American Retail Industry Credit Group (NAR)
The purpose of this group shall be to collect, compile, and exchange credit experience information and to discuss improvements in credit management techniques and other subjects of general interest to members of the industry.

This credit group may include in membership any company, which:

  1. Manufactures, distributes, insures, advertises, or factors for a wide spectrum of retail businesses;
  2. Operates a credit department with a professional credit manager;
  3. Has annual sales of $100 million or more; and
  4. Is a member in good standing of any NACM affiliate in the United States.
  5. Any company meeting the qualifications shall be eligible for membership in this credit group as described in the Bylaws.

Meetings:
Face-to-face meetings are held three times per year in the months of January, April, and October from 8:00 a.m. to 5:00 p.m.